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Does Royal Caribbean have a credit card?

Yes. Royal Caribbean Group partners with Bank of America on two Visa Signature cards, Royal ONE and Royal ONE Plus, that earn points across Royal Caribbean, Celebrity Cruises, and Silversea. Redeem those points for cruise discounts and onboard credit, and remember they sit in their own rewards bucket, separate from Crown & Anchor. When you sail, Royal ONE shows up on your SeaPass so crew can treat you like the royalty you are. Here is how the two cards stack up:

Priority boarding is available at select terminals only, and the boarding perk covers everyone in the cardholder's stateroom, not linked cabins next door. Existing Royal Caribbean or Celebrity Visa Signature cardholders convert to Royal ONE automatically when their new card arrives. Offers and fees can change, so check the official application disclosures before you apply. U.S. residents and residents of U.S. territories are eligible.

Source: Royal Caribbean, Royal Caribbean, Royal Caribbean, Royal Caribbean, Bank of America

Last verified 2026-07-17

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